Get acquainted with car insurance benefits

As we know insurance is something important that we should have as our guarantor if at any time we suffer losses from an incident.

Most of our society still think this insurance is not needed, besides having to pay insurance and premiums issued almost every month, but never know when can be disbursed or returned to customers.

Though insurance is not the same as savings bank products and Card Bank that can at any time be taken the money.

Insurance is not available only to private customers who apply for insurance, but also insurance is available for other matters, such as education insurance, vehicle insurance and insurance for business and others.

The one that we will discuss this time is vehicle insurance, especially four-wheeled vehicles that need to be insured.

Definition of insurance

Return to the definition of insurance if insurance as an agreement with an insurer makes a bond with an insured by accepting a premium to provide reimbursement to him due to a loss, damage or loss Who may be experienced by the insurer due to unexpected events.

Insurance is apparently beneficial for the future. When we will need it, the insurance that we have been following for a long time will be like giving way out to the problems of losses suffered by you and others.

What are car insurance benefits?

Insurance is a lot of kinds, call it as life insurance, health insurance, and employment insurance. However, for more specificity, this article will review the benefits of four-wheeled vehicle insurance or car insurance only.

Car insurance is intended as a protection for our vehicles (cars) from a variety of unexpected hazards threats such as accidents, car theft, automobile part damage so that if it has been insured, we as a vehicle of its vehicles will be quieter and safe when traveling wherever the car is insured.

Types of car insurance
What are the types of car insurance?

Here are 3 types of car insurance which are the basis of insurance as information to the customers to better know the benefits of vehicle insurance.

1. Joint insurance (Comprehensive) All Risk
This insurance guarantees losses resulting from accidents big or small or even loss of additional equipment with destruction or lost vehicles. This insurance is comprehensive in its protection.

2. Total Loss InsuranceThis insurance guarantees losses resulting from accidents with a minimum of 75 percent of the insured price or lost vehicle. This insurance is only awarded 75 percent of its vehicle price.

3. Expansion of insuranceThe expansion of this insurance is, for example, legal responsibilities to third parties and passengers, riots, natural disasters (which are natural) and others.

Choose an insurance company that you easily understand
For car insurance only, there are many options, make sure you get the insurance that does not a burden, either in terms of the process until the installment of Insurance.

Choose the insurance that you easily understand, both from the calculation of claims and others. Think this is a saving to protect our vehicles, not to simply have a fancy item.