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Insurance that is seldom known about-insurance benefits on new cars


The higher the level of living in the American community, no wonder making requests to car purchases is also increasing. Moreover, the car is a dream vehicle for many people.
This makes the car a very valuable vehicle and should be well maintained. The price is quite expensive, certainly makes everyone do not want bad things to happen to the car we have. Therefore, it's very important to have vehicle insurance on a new car.
Unfortunately, not many people know the importance of new car insurance benefits. This is due to the lack of information on the insurance benefits of the new car we have. Sometimes the insurance that is obtained when having a new car, is insurance offered by an insurance company that has teamed up with the car company.
So that car owners do not understand correctly, the advantages and benefits of the insurance that they have. Not least that let the car company choose which insurance company will be used as the person in charge of their car. it is very important to carefully understand the insurance for the new car to be used.

At Garda Oto, Two types of insurance can be chosen by the new car owner; Comprehensive Insurance and TLO. For this type of Comprehensive protection, the company will pay a claim for any kind of damage, ranging from mild damage, heavily damaged to loss. Case example; The car is unceremonial by public transport, minor damage that makes the car less comfortable to be seen. In this case, the claim can be done if the insurance that is owned is Comprehensive insurance.
As for Total Lost Only Insurance (TLO), it only guarantees the risk due to theft and damage if the cost of repairs is estimated equal to or exceeds 75 percent of the vehicle price shortly before the loss.
Total Loss Only Insurance (TLO) chosen because the premium price is relatively cheaper than all risk and Comprehensive insurance with a low premium cost, you can divert funds available for other needs such as vehicle maintenance costs.

Basically, insurance frees you from the extra cost that should be incurred when there is damage to the car. Imagine if you don't have insurance when the car is damaged, you have to withdraw your personality funds to replace the spare parts. The origin of you knows that car insurance is not only useful for insurance owners and car drivers only. There is also a guarantee expansion option that can cover the damage of other riders ' cars due to your negligence, so you do not need to panic and dizziness because the damage will be replaced by the insurer.

Now, you don't have to think a long time ago to have insurance on a new car. In addition to keeping your assets in high value, you also don't think too much about additional costs when your car has been damaged when things don't happen. So wait no more? Have insurance on your new car.

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